Apply for First Time Home Buyer Program in Big Pine Key

First Time Home Buyer Big Pine Key Florida

The Best Home Loans For First Time Home Buyers! CLICK HERE!

Big Pine Key Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Big Pine Key Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Big Pine Key Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Big Pine Key Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

A credit score of at least 580 for a 3% down home loan
A credit score of 500 to 579 for a 10% down payment
FHA loan with 3.5% down payment requirement
Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Big Pine Key Florida. Use this application to pre-qualify and start shopping for your new home in Big Pine Key Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Prequalify now to see how much of Loan you can qualify for.

Benefits of Being A First Time Home Buyer In Big Pine Key Florida

Low down payment with a minimum of 3% down payment
Lower credit scores. Down to 580 to for 3.5% down payment
VA Loan with No down payment required
For First Time Home Buyer's, FHA provides a guarantee loans to the lender who is actually extending the loan on an FHA loan.
To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
Simple Application and Approval Process
To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.

Big Pine Key is a census-designated place and unincorporated community in Monroe County, Florida, United States, on an island of the same name in the Florida Keys. As of the 2000 census, the town had a total population of 5,032.

Schools in Big Pine Key, FL

Big Pine Academy
30220 Overseas Hwy · +1 305-872-1266

Big Pine Key HIOBS
30830 Watson Blvd

Gordy Hill
2175 Coral Way · +1 303-872-2106

Big Pine Key is a town in Florida with a population of 4,896. … Living in Big Pine Key offers residents a suburban rural mix feel and most residents own their homes. Many retirees live in Big Pine Key and residents tend to lean conservative. The public schools in Big Pine Key are highly rated. Not just Big Pine Key, we are serving all of First Time Home Buyer Florida market.