First Time Home Buyer
Boca Raton Florida

First Time Home Buyer Boca Raton Benefits:

  • 3% Down First Time Home Buyer Program
  • FHA Loan 3.5% Down
  • VA Loan – No Money Down
  • Gift Funds Ok
  • FICO as low as 580


Boca Raton Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Boca Raton Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Boca Raton Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Boca Raton Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Boca Raton Florida. Use this application to pre-qualify and start shopping for your new home in Boca Raton Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Boca Raton Florida

Boca Raton is a city on Florida’s southeastern coast, known for its golf courses, parks and beaches. Large, oceanfront Red Reef Park is home to the Gumbo Limbo Nature Center with trails, a butterfly garden and a sea turtle sanctuary. Downtown, Boca Raton Museum of Art has modern and contemporary American and European collections, and a sculpture garden. Nearby Mizner Park Amphitheater hosts concerts and events.

Schools in Boca Raton, FL

Boca Raton High School
1501 NW 15th Ct · +1 561-338-1400

103 SW 1st Ave · +1 561-544-1700

School District-Palm Beach
103 SW 1st Ave · +1 561-338-1477

first time home buyer boca raton
Going by its local nickname of “Boca”, most residents feel this charming city is a great place to live. Along with its beautiful beaches and great Florida-style climate, Boca Raton is also known for its luxurious lifestyle and amazing shopping destinations. Not just Boca Raton, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Boca Raton Florida

  • Morikami Museum and Japanese Gardens (Serene setting for art & culture)
  • Boca Raton Museum of Art (Eclectic works & a sculpture garden)
  • Butterfly World (Vivid, butterfly-filled botanical garden)
  • Gumbo Limbo Nature Center (Boardwalk, sea tanks & butterfly garden)
  • Red Reef Park (Oceanfront city park & nature center)
  • Sugar Sand Park (Kid-friendly city recreational facility)











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