Apply for First Time Home Buyer Program in Boca Raton

First Time Home Buyer Boca Raton Florida

The Best Home Loans For First Time Home Buyers! CLICK HERE!

Boca Raton Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Boca Raton Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Boca Raton Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Boca Raton Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

A credit score of at least 580 for a 3% down home loan
A credit score of 500 to 579 for a 10% down payment
FHA loan with 3.5% down payment requirement
Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Boca Raton Florida. Use this application to pre-qualify and start shopping for your new home in Boca Raton Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Prequalify now to see how much of Loan you can qualify for.

Benefits of Being A First Time Home Buyer In Boca Raton Florida

Low down payment with a minimum of 3% down payment
Lower credit scores. Down to 580 to for 3.5% down payment
VA Loan with No down payment required
For First Time Home Buyer's, FHA provides a guarantee loans to the lender who is actually extending the loan on an FHA loan.
To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
Simple Application and Approval Process
To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.

Boca Raton is a city on Florida’s southeastern coast, known for its golf courses, parks and beaches. Large, oceanfront Red Reef Park is home to the Gumbo Limbo Nature Center with trails, a butterfly garden and a sea turtle sanctuary. Downtown, Boca Raton Museum of Art has modern and contemporary American and European collections, and a sculpture garden. Nearby Mizner Park Amphitheater hosts concerts and events.

Schools in Boca Raton, FL

Boca Raton High School
1501 NW 15th Ct · +1 561-338-1400

103 SW 1st Ave · +1 561-544-1700

School District-Palm Beach
103 SW 1st Ave · +1 561-338-1477

Going by its local nickname of “Boca”, most residents feel this charming city is a great place to live. Along with its beautiful beaches and great Florida-style climate, Boca Raton is also known for its luxurious lifestyle and amazing shopping destinations. Not just Boca Raton, we are serving all of First Time Home Buyer Florida market.