First Time Home Buyer Bonita Springs Florida

  • First Time Home Buyer Bonita Springs FL.
  • FHA Loan starting at 3.5% Down!
  • HomeReady Loan starting at 3% Down!
  • FICO as low as 550
  • Fast Close 17 days
  • Business owner No Doc and Statement Loans


Bonita Springs Florida’s best First Time Home Buyer loan rates and terms. Helping borrowers in Bonita Springs Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Bonita Springs Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Bonita Springs Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Bonita Springs Florida. Use this application to pre-qualify and start shopping for your new home in Bonita Springs Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Bonita Springs Florida

Home loan flip application

Bonita Springs is a city in southwest Florida. It’s known for its Gulf Coast beaches and parks, including secluded Little Hickory Island Beach Park and Bonita Beach Park, with its sand dunes. Nearby, to the north, is Lovers Key State Park, a popular swimming and kayaking spot. Made up of 4 barrier islands, the park is home to manatees and dolphins. Everglades Wonder Gardens features orchids, parrots and reptiles.

Schools in Bonita Springs, FL

Bonita Springs Elementary School
10701 Dean St · +1 239-992-0801

Bonita Springs Charter School
25380 Bernwood Dr · +1 239-992-6932

Oak Creek Charter School of Bonita Springs
28011 Performance Lane APT 28

first time home buyer bonita springs
Bonita Springs is in Lee County and is one of the best places to live in Florida. Living in Bonita Springs offers residents a dense suburban feel and most residents own their homes. In Bonita Springs there are a lot of restaurants and parks. Many retirees live in Bonita Springs and residents tend to lean conservative. Not just Bonita Springs, we are serving all of First Time Home Buyer Florida market.


Things To Do In and Around Bonita Springs Florida

  • Lovers Key State Park (Park & beach accessible by boardwalk)
  • Delnor-Wiggins Pass State Park (Waterfront space known for its beach)
  • Corkscrew Swamp Sanctuary (Wildlife, protected trees & a boardwalk)
  • Golisano Childrens Museum of Naples (Hands-on exhibits that encourage play)
  • Barefoot Beach County Preserve (Tranquil barrier island with sandy dunes)
  • Bonita Beach Dog Park (Shoreline park for off-leash pets)





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