First Time Home Buyer Bradenton Beach Florida

Bradenton Beach Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Bradenton Beach Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Bradenton Beach Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Bradenton Beach Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Bradenton Beach Florida. Use this application to pre-qualify and start shopping for your new home in Bradenton Beach Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Bradenton Beach Florida

Bradenton Beach is a city on Anna Maria Island in Manatee County, Florida, United States. The population was 1,171 at the 2010 census, and 1,278 in the 2018 U.S Census estimates. It is part of the Bradenton-Sarasota-Venice, Florida Metropolitan Statistical Area.

Schools in Bradenton Beach, FL

Anna Maria Elementary School
Holmes Beach, FL, United States · +1 941-708-5525

School For Constructive Play
Holmes Beach, FL, United States · In Gloria Dei Lutheran Church · +1 941-778-2210

Sea Breeze Elementary School
Bradenton, FL, United States · +1 941-741-3190

first time home buyer bradenton beach
Pro of Living in Bradenton: Boating and Water Sports. It’s literally surrounded by waterways both fresh and saltwater and offers a plethora of boating and fishing opportunities. Bradenton is also located on mainland Florida and is protected from storms by the outer barrier islands of Anna Maria Island and Longboat Key. Not just Bradenton Beach, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Bradenton Beach Florida

  • Coquina Beach (Locale for swimming & scenic picnics)
  • Beach House Restaurant (Beachfront mainstay for seafood dishes)
  • Cortez Beach (Beach)
  • Bridge Street (Shopping, dining & a quaint fishing pier)
  • Beach Market at Coquina Beach
  • Leffis Key Preserve (Island nature reserve & tidal habitat)











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