Branford Florida’s First Time Home Buyer loan lender. Helping borrowers in Branford Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Branford Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Branford Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Branford Florida. Use this application to pre-qualify and start shopping for your new home in Branford Florida today! Purchase, Refinance, Cash Out Refinance.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Branford Florida

Branford is a town in Suwannee County, Florida, United States. The population was 712 at the 2010 census. Branford is a town in Florida with a population of 590. Branford is in Suwannee County. Living in Branford offers residents a sparse suburban feel and most residents own their homes. Many families live in Branford and residents tend to lean conservative. The public schools in Branford are above average.

Schools in Branford, FL

Branford Elementary School
26801 FL-247 · +1 386-935-5700

Branford High School
405 N Reynolds St · +1 386-935-5600

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Very personal small town. No crime, plenty of freshwater springs to swim in the summer, and has the very best Independence Day celebration. My experience in Branford has been excellent. It has been my home since I was 1 and is a small town where everyone knows each other. Not just Branford, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Branford Florida

  • Ivey Memorial Park
  • Troy Springs State Park (Preserve with swimming & snorkeling hole)
  • Little River Springs (River and park and garden)





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