Callahan Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Callahan Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Callahan Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Callahan Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Callahan Florida. Use this application to pre-qualify and start shopping for your new home in Callahan Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Callahan Florida

Callahan is a town in Nassau County, Florida, United States, adjacent to Duval County. The population was 1,123 at the 2010 census. It is one location of the Northeast Florida Fair.

Schools in Callahan, FL

Callahan Elementary School
449618 US-301 · +1 904-879-2121

West Nassau High School
1 Warrior Dr · +1 904-879-3461

Callahan Middle School
450121 Old Dixie Hwy · +1 904-879-3606

first time home buyer pinecrest village
The town is very small with little to do. It’s a very small town so everybody knows everybody. If you enjoy small towns, Callahan is a good place to live. Not just Callahan, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Callahan Florida

  • West Nassau Museum of History (Museum)
  • Four Creeks State Forest

 

 

 

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