First Time Home Buyer Cape Coral Florida

Cape Coral Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Cape Coral Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Cape Coral Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Cape Coral Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Cape Coral Florida. Use this application to pre-qualify and start shopping for your new home in Cape Coral Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Cape Coral Florida

Cape Coral is a city in southwest Florida, known for its many canals. Home to manatees, Sirenia Vista Park has kayak routes to Matlacha Pass Aquatic Preserve, where birds wade amid mangroves. Cape Coral Historical Society & Museum traces the planning of the city. Yacht Club Community Park has a beach and pier on the Caloosahatchee River. To the north, Four Mile Cove Ecological Preserve attracts herons and ibis.

Schools in Cape Coral FL

Caloosa Elementary School
620 Del Prado Blvd S · +1 239-574-3113

Cape Elementary School
4519 Vincennes Blvd · +1 239-542-3551

Cape Coral High School
2300 Santa Barbara Blvd · +1 239-574-6766

first time home buyer cape coral
Cape Coral is one of the Most Affordable Places to Live in FL. Florida has become known as a destination which offers lots of amenities at an affordable cost. But residents of Cape Coral enjoy even higher value. Cape Coral has been named the third most affordable city in Florida. Not just Cape Coral, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Cape Coral Florida

  • Lakes Park (Fishing galore in a freshwater lake)
  • Sun Splash Family Waterpark (Over 14 acres of aquatic fun)
  • Bunche Beach (Tranquil beach with shallow surf)
  • Four Mile Cove Ecological Preserve (Wetlands with a trail & kayak rentals)
  • Sanibel Causeway (Raised route with an island park)
  • Useppa Island (Island known for luxury resorts)










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