First Time Home Buyer Carrabelle Florida

Carrabelle Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Carrabelle Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Carrabelle Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Carrabelle Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Carrabelle Florida. Use this application to pre-qualify and start shopping for your new home in Carrabelle Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Carrabelle Florida

Carrabelle is a city in Franklin County along Florida’s Panhandle, United States. The population was 2,778 as of the 2010 census. Carrabelle is located east of Apalachicola at the mouth of the Carrabelle River on the Gulf of Mexico.

Schools in Carrabelle, FL

Franklin county school
Eastpoint, FL, United States

Franklin County Head Start
203 5th St W

Franklin County School District
Eastpoint, FL, United States

first time home buyer carrabelle
Carrabelle is a beautiful little city. It sits right next to a National Forest and a River. The best times to be in Carrabelle are during the sunrise and sunset because the way the brilliant colors bounce off the water and give the town such a wonderful glow to its mid-1900’s aesthetic. Not just Carrabelle, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Carrabelle Florida

  • Tate’s Hell State Forest (Fishing, camping & hunting destination)
  • Carrabelle History Museum (Museum)
  • World’s Smallest Police Station ()
  • Crooked River Lighthouse (Historic 103-ft. lighthouse & museum)
  • Carrabelle River (River, marina and fishing)
  • Camp Gordon Johnston Museum (Museum)










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