First Time Home Buyer Cocoa Beach Florida

Cocoa Beach Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Cocoa Beach Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Cocoa Beach Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Cocoa Beach Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Cocoa Beach Florida. Use this application to pre-qualify and start shopping for your new home in Cocoa Beach Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Cocoa Beach Florida

Cocoa Beach is a Florida city south of Cape Canaveral Air Force Station. It’s a gateway to the Kennedy Space Center Visitor Complex, which has rockets and iconic artifacts. The city is known for its beach and surf breaks. Inside a surf shop, the Florida Surf Museum traces the sport’s local history. Nearby Cocoa Beach Pier has eateries and shops. The maritime forest at oceanfront Lori Wilson Park attracts birdlife.

Schools in Cocoa Beach, FL

Cocoa Beach Junior/Senior High School
1500 Minutemen Causeway · +1 321-783-1776

Theodore Roosevelt Elementary School
1400 Minutemen Causeway · +1 321-868-6660

Freedom 7 Elementary
+1 321-868-6610

first time home buyer keystone
Cocoa Beach is in Brevard County and is one of the best places to live in Florida. In Cocoa Beach there are a lot of bars, restaurants, coffee shops, and parks. Many retirees live in Cocoa Beach and residents tend to be conservative. The public schools in Cocoa Beach are highly rated. Not just Cocoa Beach, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Cocoa Beach Florida

  • Westgate Cocoa Beach Pier (1960s pier with shops & restaurants)
  • Lori Wilson Park (Picturesque retreat with a beach)
  • Dinosaur Store (Fossils, minerals & educational toys)
  • Rikki Tiki Tavern (Tropical drinks & ocean views on a pier)
  • Florida Surf Museum (Surfing memorabilia inside a store)
  • Cocoa Beach (Long sandy stretch for tanning & surfing)











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