First Time Home Buyer Cocoa Beach Florida

First Time Home Buyer Cocoa Beach Florida

The Best Home Loans For First Time Home Buyers! CLICK HERE!

Cocoa Beach Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Cocoa Beach Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Cocoa Beach Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Cocoa Beach Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Cocoa Beach Florida. Use this application to pre-qualify and start shopping for your new home in Cocoa Beach Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

First Time Home Buyer Home Loan - CLICK HERE!

Benefits of Being A First Time Home Buyer In Cocoa Beach Florida

  • Low down payment with a minimum of 3% down payment
  • Lower credit scores. Down to 580 to for 3.5% down payment
  • VA Loan with No down payment required
  • For First Time Home Buyer's, FHA provides a guarantee loans to the lender who is actually extending the loan on an FHA loan.
  • To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
  • Simple Application and Approval Process
  • To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
Home loan flip application
Prequalify for your First Time Home Buyer Loan - CLICK HERE!

Cocoa Beach is a Florida city south of Cape Canaveral Air Force Station. It’s a gateway to the Kennedy Space Center Visitor Complex, which has rockets and iconic artifacts. The city is known for its beach and surf breaks. Inside a surf shop, the Florida Surf Museum traces the sport’s local history. Nearby Cocoa Beach Pier has eateries and shops. The maritime forest at oceanfront Lori Wilson Park attracts birdlife.

Schools in Cocoa Beach, FL

Cocoa Beach Junior/Senior High School
1500 Minutemen Causeway · +1 321-783-1776

Theodore Roosevelt Elementary School
1400 Minutemen Causeway · +1 321-868-6660

Freedom 7 Elementary
+1 321-868-6610

First Time Home Buyer - CLICK HERE TO QUALIFY
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Cocoa Beach is in Brevard County and is one of the best places to live in Florida. In Cocoa Beach there are a lot of bars, restaurants, coffee shops, and parks. Many retirees live in Cocoa Beach and residents tend to be conservative. The public schools in Cocoa Beach are highly rated. Not just Cocoa Beach, we are serving all of First Time Home Buyer Florida market.
first time home buyer programs in maryland, Arundel & Montgomery county

Things To Do In and Around Cocoa Beach Florida

  • Westgate Cocoa Beach Pier (1960s pier with shops & restaurants)
  • Lori Wilson Park (Picturesque retreat with a beach)
  • Dinosaur Store (Fossils, minerals & educational toys)
  • Rikki Tiki Tavern (Tropical drinks & ocean views on a pier)
  • Florida Surf Museum (Surfing memorabilia inside a store)
  • Cocoa Beach (Long sandy stretch for tanning & surfing)

 

 

 

 

 

 

 

 

GET QUALIFIED FOR YOUR HOME LOAN IN 10 MINUTES!
VA loan
VA LOAN - NO MONEY DOWN -CLICK HERE
non qm home loan
NON QM LOAN FOR BUSINESS OWNERS CLICK HERE

 

EXPERT HOME LOAN ADVICE

hard money loan
Hard Money Loan

Best Hard Money Lender in Tampa

Hard money loans are real estate mortgage loans provided by non-bank lenders. There are numerous hard money lenders that provide rapid funding at competitive interest rates.

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March 17, 2023 No Comments

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