First Time Home Buyer Crescent Beach Florida

Crescent Beach Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Crescent Beach Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Crescent Beach Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Crescent Beach Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Crescent Beach Florida. Use this application to pre-qualify and start shopping for your new home in Crescent Beach Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Crescent Beach Florida

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Crescent Beach is an unincorporated census-designated place in St. Johns County, Florida, United States. The population was 985 at the 2000 census.

Schools in Crescent Beach, FL

R.B. Hunt Elementary School
St. Augustine, FL, United States · +1 904-547-7960

Island Prep Elementary School
St. Augustine, FL, United States · +1 904-547-2996

St. Augustine Surf School
St. Augustine, FL, United States

first time home buyer crescent beach
Living in Crescent Beach offers residents an urban feel and most residents own their homes. Many retirees live in Crescent Beach and residents tend to be conservative. The public schools in Crescent Beach are highly rated. Not just Crescent Beach, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Crescent Beach Florida

  • Fort Matanzas National Monument (Spanish stone fort from the 18th century)
  • Matanzas Beach (Beach and park and garden)
  • Treasure Beach (Beach)
  • Matanzas State Forest (Scenic walking trails & campsites)
  • Spyglass Public Beach Access (Beach)
  • Southeast Intracoastal Waterway Park (Park and garden)










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