First Time Home Buyer Crystal springs Florida

We proud on ourselves as Crystal Springs Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Crystal Springs Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Crystal Springs are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer 
Crystal Springs Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Crystal Springs Florida. Use this application to pre-qualify and start shopping for your new home in Crystal Springs today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Crystal Springs Florida

Home loan flip application

Crystal Springs is a city located in Pasco County Florida. Crystal Springs has a 2020 population of 841. Crystal Springs population has decreased by -36.62% since the most recent census, which recorded a population of 1,327 in 2010.

The average household income in Crystal Springs is $50,509 with a poverty rate of 30.68%. The median rental costs in recent years comes to $831 per month, and the median house value is $122,800. The median age in Crystal Springs is 55.2 years, 56.3 years for males, and 51.5 years for females.

Best schools in Crystal Springs Florida

  • Dayspring Academy. Pasco County School District, FL. …
  • Zephyrhills High School. Pasco County School District, FL. …
  • PACE Center for Girls Pasco. …
  • James Irvin Education Center. …
  • Schwettman Education Center. …
  • AMIKids Pasco. …
  • Baycare Behavioral Health. …
  • Seacrest Country Day School.
crystal springs florida

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You can swim into the springs. Swimming in the springs (like you’ll do on a manatee tour) is amazing because the water is so clear. Just note, though, that during manatee season there are strict rules about where you can and can’t go

Things To Do In and Around Crystal Springs Florida

  • BreakiT Smash Rooms. 22.9 mi. Arcades. …
  • Turkey Falls Creek. 22.7 mi. Lakes. …
  • Mississippi Music Museum. 9.2 mi. Museums. …
  • Mississippi Off Road Adventures. 18.0 mi. …
  • Sweet Olive Tour Boat. 33.4 mi. …
  • 601 Escape Rooms. 23.0 mi. …
  • Spinners Of Florence. 17.9 mi. …
  • Crystal Springs City of. 0.8 mi.




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