First Time Home Buyer Cudjoe Key Florida

Cudjoe Key Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Cudjoe Key Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Cudjoe Key Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Cudjoe Key Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Cudjoe Key Florida. Use this application to pre-qualify and start shopping for your new home in Cudjoe Key Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Cudjoe Key Florida

Cudjoe Key is a census-designated place and unincorporated community in Monroe County, Florida, United States, on an island of the same name in the lower Florida Keys. As of the 2000 census, the CDP had a total population of 1,695.

Schools in Cudjoe Key, FL

  • Big Pine Academy. Monroe County School District, FL
  • Coral Shores High School. Monroe County School District, FL
  • Treasure Village Montessori Charter School
  • Key West High School
  • Plantation Key School
  • Stanley Switlik Elementary School
  • Sigsbee Charter School
  • Ocean Studies Charter School
first time home buyer cudjoe key
Cudjoe Key is a town in Florida with a population of 2,105. Living in Cudjoe Key offers residents a suburban rural mix feel and most residents own their homes. Many retirees live in Cudjoe Key and residents tend to lean conservative. The public schools in Cudjoe Key are highly rated. Not just Cudjoe Key, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Cudjoe Key Florida

  • Sunrise Beach Resort (Beach)
  • Melody Key
  • Cudjoe Bay (Fishing)
  • Ramrod Key (Reefside island with swimming & fishing)
  • Little Torch Key (Small island with a relaxed vibe)








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