First Time Home Buyer Cypress Lake Florida

Cypress Lake Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Cypress Lake Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Cypress Lake Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Cypress Lake Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Cypress Lake Florida. Use this application to pre-qualify and start shopping for your new home in Cypress Lake Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Cypress Lake Florida

Home loan flip application

Cypress Lake is an unincorporated community and census-designated place in Lee County, Florida, United States. The population was 11,846 at the 2010 census. It is part of the Cape Coral-Fort Myers, Florida Metropolitan Statistical Area.

Schools in Cypress Lake, FL

Cypress Lake High School
Fort Myers, FL, United States · +1 239-481-2233

Cypress Lake Middle School
Fort Myers, FL, United States · +1 239-481-1533

CLHS Center for the Arts
Fort Myers, FL, United States

first time home buyer cypress lake
Cypress Lake is in Lee County and is one of the best places to live in Florida. Living in Cypress Lake offers residents an urban suburban mix feel and most residents own their homes. In Cypress Lake there are a lot of restaurants and parks. Many retirees live in Cypress Lake and residents tend to lean conservative. Not just Cypress Lake, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Cypress Lake Florida

  • Lakes Park (Fishing galore in a freshwater lake)
  • Bob Rauschenberg Gallery (Art and art museum)
  • Six Mile Cypress Slough Preserve (Serene ecosystem with trails & wildlife)
  • McGregor Boulevard (Thomas Edison)
  • Railroad Museum of South Florida (Museum with model trains & artifacts)
  • Sun Harvest Citrus











benefits of a hard money loan florida

Benefits Of A DSCR Loan Florida

Home Benefits of DSCR Loan Florida DSCR loan Florida offers several benefits for real estate investors in Florida: The first and probably the most important to

Read More »

DSCR Loans Florida

Home DSCR Loans in Florida and around the US with a Fix and Flip Loan and DSCR Loan Florida from

Read More »
ultimate guide to dscr loan

Ultimate Guide To DSCR Loans

Home The Ultimate Guide to DSCR Loans: Everything You Need to Know Introduction When it comes to real estate investment, finding innovative financing solutions is

Read More »
smart choices

Discuss Loan Options

I would like to discuss my loan options


Quick Apply

I would like to apply for my loan myself

apply home loan


I am shopping for a home and would like to pre-qualify for my price range.