Dade City Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in Dade City Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Dade City Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Dade City Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Dade City Florida. Use this application to pre-qualify and start shopping for your new home in Dade City Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Dade City Florida

Dade City is a city in and the county seat of Pasco County, Florida, United States. It is located in the Tampa Bay Area. The population was 6,437 at the 2010 census.

Schools in Dade City, FL

Pasco High School
36850 State Rd 52 · +1 352-524-5500

Pasco Elementary School
37350 Florida Ave · +1 352-524-5200

Rodney B. Cox Elementary School
37615 Martin Luther King Blvd · +1 727-774-5100

first time home buyer dade city
Dade City is in Pasco County. Living in Dade City offers residents a dense suburban feel and most residents own their homes. Many retirees live in Dade City and residents tend to have moderate political views. The public schools in Dade City are above average. Not just Dade City, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Dade City Florida

  • Pioneer Florida Museum & Village (Old farm equipment & historic buildings)
  • Hardy Trail
  • Dade City Heritage and Cultural Museum (Museum)
  • Giraffe Ranch (Drive-through safari park with tours)
  • Withlacoochee River Park (Nature retreat with wildlife & trails)
  • Dade City Dog Park










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