DeLand Florida’s #1 First Time Home Buyer loan lender. Helping borrowers in DeLand Florida qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in DeLand Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer DeLand Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in DeLand Florida. Use this application to pre-qualify and start shopping for your new home in DeLand Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In DeLand Florida

DeLand is a city in the U.S. state of Florida. It is the county seat of Volusia County. The city sits approximately 34 miles north of the central business district of Orlando, and approximately 23 miles west of the central business district of Daytona Beach. As of the 2020 census, the population was 37,351.

Schools in Deerfield Beach, FL

DeLand High School
800 N Hill Ave · +1 386-822-6909

George W Marks Elementary School
1000 N Garfield Ave · +1 386-822-6986

Edith I. Starke Elementary School
730 S Parsons Ave · +1 386-943-9651

first time home buyer deerfield beach
DeLand is a city located in the Sunshine State of Florida. Also known as the county seat of Volusia County, this town exemplifies the best of what Florida has to offer with endless sunshine, access to beaches, affordability, and a lot of options when it comes to recreation and entertainment. Not just Deerfield Beach, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Deerfield Beach Florida

  • Blue Spring State Park (Outdoor sanctuary for water activities)
  • De León Springs State Park (Park with lush grounds & rich history)
  • Hontoon Island Adventures (Boating, camping & outdoor activites)
  • Museum of Art-DeLand (Quaint art museum with rotating exhibits)
  • Hontoon Island (Nature trails, canoe rentals & angling)
  • Stetson Mansion (Guided tours of famed hat maker’s estate)

 

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