First Time Home Buyer Dickerson Maryland

Dickerson Maryland’s #1 First Time Home Buyer loan lender. Helping borrowers in Dickerson Maryland qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Dickerson Maryland are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Programs
Dickerson Maryland

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Dickerson Maryland. Use this application to pre-qualify and start shopping for your new home in Dickerson Maryland today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Dickerson Maryland

Dickerson is an Unincorporated community in Montgomery County, Maryland. It is on Maryland Route 28, between Sugarloaf Mountain and the Potomac River. It is a community near the town of Poolesville, Maryland. Dickerson is 61.5 square miles.

Schools in Dickerson, MD

Northwest High School

Barnesville School of Arts & Sciences

Clarksburg High School

Montgomery County School District

first time home buyer st cloud

The average listed home price is $525,000 up over 17% from 2020. As of Dec 2021 Dickerson MD is a sellers market, this means that there are more people looking to buy than there are homes available. Not just Ashton, we are serving all of First Time Home Buyer Maryland market.

Things To Do In Dickerson Maryland

  • Little Bennett Regional Park (Forested area for hiking, camping & golf)
  • Butler’s Orchard (Farm with kids’ activities & a market)
  • Black Hill Regional Park (Boating, a dog run, hiking & picnicking)
  • Ovid Hazen Wells Recreational Park (Park and garden)
  • Magruder Branch Trail ()
  • Sugarloaf Mountain (Popular hiking place with scenic views)

 

 

 

 

 

 

EXPERT HOME LOAN ADVICE

FHA Mortgage
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What is an FHA Loan?

So, what is an FHA Loan? Mortgages that are insured by the Federal Housing Administration (FHA) are referred to as FHA Loans. This type of

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