First Time Home Buyer Edgewater- Complete Guide- 800-826-5077

First Time Home Buyer Edgewater Florida

The Best Home Loans For First Time Home Buyers! CLICK HERE!

We proud on ourselves as Edgewater Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Edgewater Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Edgewater Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Edgewater Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

A credit score of at least 580 for a 3% down home loan
A credit score of 500 to 579 for a 10% down payment
FHA loan with 3.5% down payment requirement
Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Edgewater Florida. Use this application to pre-qualify and start shopping for your new home in Edgewater Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Prequalify now to see how much of Loan you can qualify for.

Benefits of Being A First Time Home Buyer In Edgewater Florida

Low down payment with a minimum of 3% down payment
Lower credit scores. Down to 580 to for 3.5% down payment
VA Loan with No down payment required
For First Time Home Buyer's, FHA provides a guarantee loans to the lender who is actually extending the loan on an FHA loan.
To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
Simple Application and Approval Process
To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.

Edgewater is a city in Volusia County, Florida, United States, situated along the Indian River, adjacent to the Mosquito Lagoon. As of the 2010 United States Census, the city had a population of 20,750.

Schools in Edgewater, FL

Edgewater Public School
801 S Old County Rd · +1 386-424-2573

Discovery Academy
227 N Ridgewood Ave · +1 386-428-0860

Indian River Elementary School
650 Roberts Rd · +1 386-424-2650

Brighter Futures Academy Inc
221 E Kennedy Blvd · +1 407-637-2939

Edgewater is a with a population of 23,324. Living in Edgewater offers residents a suburban rural mix feel and most residents own their homes. Many retirees live in Edgewater and residents tend to lean conservative. The public schools in Edgewater are above average. Not just Edgewater, we are serving all of First Time Home Buyer Florida market.