We proud on ourselves as Edgewater Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Edgewater Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Edgewater Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Edgewater Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Edgewater Florida. Use this application to pre-qualify and start shopping for your new home in Edgewater Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Edgewater Florida

Edgewater is a city in Volusia County, Florida, United States, situated along the Indian River, adjacent to the Mosquito Lagoon. As of the 2010 United States Census, the city had a population of 20,750.

Schools in Edgewater, FL

Edgewater Public School
801 S Old County Rd · +1 386-424-2573

Discovery Academy
227 N Ridgewood Ave · +1 386-428-0860

Indian River Elementary School
650 Roberts Rd · +1 386-424-2650

Brighter Futures Academy Inc
221 E Kennedy Blvd · +1 407-637-2939

first time home buyer edgewater
Edgewater is a with a population of 23,324. Living in Edgewater offers residents a suburban rural mix feel and most residents own their homes. Many retirees live in Edgewater and residents tend to lean conservative. The public schools in Edgewater are above average. Not just Edgewater, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Edgewater Florida

  • Smyrna Dunes Park (Vast space with nature trails & fishing)
  • Sugar Mill Ruins Travel Park (Park and garden and camping)
  • Mary McLeod Bethune Beach Park (Beach park with boardwalk & fishing dock)
  • Ponce de Leon Inlet (Lighthouse)
  • River Breeze
  • Lake Ashby Park (A boardwalk over the water & camping)

 

 

 

 

 

 

 

 

 

EXPERT HOME LOAN ADVICE

Commercial-bridge-loans-chl
Uncategorized

Commercial Bridge Loan

Commercial Bridge Loans A Commercial Real Estate Bridge Loan is defined as a short-term real estate loan for a Commercial Property – such as a retail store,

Read More »
first time home buyer
Uncategorized

First Time Home Buyer

Are you a first time home buyer that’s wondering if you can qualify for your first home. First time home buyers typically have information thrown

Read More »
First time home buyer
Uncategorized

First Time Home Buyer Loan Options

One of the biggest hurdles for first-time home buyers is financing their purchase. Thankfully, there are numerous loan products and down-payment assistance programs designed to

Read More »

Discuss Loan Options

I would like to discuss my loan options

Quick Apply

I would like to apply for my loan myself

Pre-Qualify

I am shopping for a home and would like to pre-qualify for my price range.