First Time Home Buyer Englewood Florida

We proud on ourselves as Englewood Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Englewood Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Englewood Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Englewood Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Englewood Florida. Use this application to pre-qualify and start shopping for your new home in Englewood Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Englewood Florida

Home loan flip application

Englewood is a census-designated place in Charlotte and Sarasota counties in the U.S. state of Florida. As of the 2010 census, it had a population of 14,863.

Schools in Englewood, FL

Edgewater Public School
801 S Old County Rd · +1 386-424-2573

Discovery Academy
227 N Ridgewood Ave · +1 386-428-0860

Indian River Elementary School
650 Roberts Rd · +1 386-424-2650

Brighter Futures Academy Inc
221 E Kennedy Blvd · +1 407-637-2939

first time home buyer englewood
Englewood is in Sarasota County and is one of the best places to live in Florida. Living in Englewood offers residents a suburban rural mix feel and most residents own their homes. In Englewood there are a lot of restaurants and parks. Many retirees live in Englewood and residents tend to lean conservative. Not just Englewood, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Englewood Florida

  • Lemon Bay Park and Environmental Center (Bay-front park with trails & a boat ramp)
  • Blind Pass Beach (Sandy isthmus with fishing & mangroves)
  • Cedar Point Environmental Park (Park and garden and herons)
  • Indian Mound Park (Park and garden)
  • The Pop Culture Antique Museum (Museum)
  • Stump Pass Beach State Park (Secluded beach for swimming & hiking)











benefits of a hard money loan florida

Benefits Of A DSCR Loan Florida

Home Benefits of DSCR Loan Florida DSCR loan Florida offers several benefits for real estate investors in Florida: The first and probably the most important to

Read More »

DSCR Loans Florida

Home DSCR Loans in Florida and around the US with a Fix and Flip Loan and DSCR Loan Florida from

Read More »
ultimate guide to dscr loan

Ultimate Guide To DSCR Loans

Home The Ultimate Guide to DSCR Loans: Everything You Need to Know Introduction When it comes to real estate investment, finding innovative financing solutions is

Read More »
smart choices

Discuss Loan Options

I would like to discuss my loan options


Quick Apply

I would like to apply for my loan myself

apply home loan


I am shopping for a home and would like to pre-qualify for my price range.