First Time Home Buyer Fisher Island Florida

We proud on ourselves as Fisher Island Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Fisher Island Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Fisher Island Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Fisher Island Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Fisher Island Florida. Use this application to pre-qualify and start shopping for your new home in Fisher Island Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Fisher Island Florida

Fisher Island is a census-designated place in Miami-Dade County, Florida, United States, located on a barrier island of the same name. Since 2015, Fisher Island has the highest per capita income of any place in the United States. The CDP had only 218 households and a total population of 467.

Schools in Fisher Island, FL

Fernandina Beach High School
2 Fisher Island Dr, Miami Beach · +1 305-531-2350

first time home buyer fisher island
Living in one of the most luxurious zip codes in America comes with its perks. Fisher Island Florida is the place for you if you desire easy access to beaches, island living, privacy, intricately designed homes, and having celebrities and captains of industry as neighbors. Not just Fisher Island, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Fisher Island Florida

  • South Pointe Park Pier (Scenic, seafront outdoor recreation spot)
  • Ocean Drive (Street lined with Art Deco buildings)
  • Nikki Beach Miami (Swanky eatery & club on the beach)
  • Miami Seaquarium (Popular attraction for sealife & shows)
  • Jewish Museum of Florida-FIU (Jewish experience in Florida since 1763)
  • Star Island (Tranquil isle sustained by solar power)

 

 

 

 

 

 

 

 

 

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