First Time Home Buyer Flagler Beach Florida

We proud on ourselves as Flagler Beach Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Flagler Beach Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Flagler Beach Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Flagler Beach Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Flagler Beach Florida. Use this application to pre-qualify and start shopping for your new home in Flagler Beach Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Flagler Beach Florida

Flagler Beach is a city in Flagler County in the U.S. state of Florida. The population was 4,484 at the 2010 census. Flagler Beach is part of the Deltona–Daytona Beach–Ormond Beach, FL metropolitan statistical area.

Schools in Flagler Beach, FL

Christmas Monastery School
712 S Ocean Shore Blvd · +1 386-263-8901

Old Kings Elementary School
301 Old Kings Rd S · +1 386-517-2060

Sunshine Academy of Flagler
170 Old Kings Rd S #4319 · +1 386-439-9985

first time home buyer flagler beach
Living in Flagler Beach offers residents a dense suburban feel and most residents own their homes. In Flagler Beach there are a lot of restaurants, coffee shops, and parks. Many retirees live in Flagler Beach and residents tend to be conservative. The public schools in Flagler Beach are above average. Not just Flagler Beach, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Flagler Beach Florida

  • Gamble Rogers Memorial State Recreation Area At Flagler Beach (Swimming beach, kayak rentals & trails)
  • Flagler Beachfront Winery (Winery and wine)
  • Flagler Beach Fishing Pier (Fishing, surfing and beach)
  • Wadsworth Park (Play areas, sports facilities & dog park)
  • Bulow Plantation Ruins Historic State Park (Remains of a 19th-century frontier farm)
  • Betty Steflik Memorial Preserve (Park and garden)











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