First Time Home Buyer Floral City Florida

We proud on ourselves as Floral City Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Floral City Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Floral City Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Floral City Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Floral City Florida. Use this application to pre-qualify and start shopping for your new home in Floral City Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Floral City Florida

Home loan flip application

Floral City is a census-designated place in Citrus County, Florida, United States. The population was 5,216 at the 2010 census. The community is home to the Floral City Heritage Hall Museum and hosts the Floral City Heritage Days the first weekend in December.

Schools in Floral City, FL

Floral City Elementary School
8457 E Marvin St · +1 352-726-1554

Eckerd Connects | E-Nini-Hassee
7027 E Stage Coach Trail · +1 352-726-3883

The Photo College
7411 S Baker Ave · +1 352-201-2692

first time home buyer pinecrest village
On the island there are many water access points, along with beautiful wildlife scenery. The location of Floral City gives a person a piece of mind because you can get away from all traffic and constant noise of a big city like Inverness, Fl but also the freedom to be close enough to bigger cities if you needed to be. Not just Floral City, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Floral City Florida

  • Withlacoochee State Trail (Long nature trail for biking & hiking)
  • Withlacoochee State Forest (Woodland habitat with trails & campsites)
  • Fort Cooper State Park (Natural wilderness with camping areas)
  • Sparacia Witherell Family Winery & Vineyards (Winery and wine)
  • Hog Island Recreation Area, campground and Kayak Launch (Camping and park and garden)
  • Flying Eagle Preserve (Biking, hiking & birding in the wetlands)











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