First Time Home Buyer Fort Lauderdale Florida

We proud on ourselves as Fort Lauderdale Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Fort Lauderdale Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Fort Lauderdale Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Fort Lauderdale Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Fort Lauderdale Florida. Use this application to pre-qualify and start shopping for your new home in Fort Lauderdale Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Fort Lauderdale Florida

Fort Lauderdale is a city on Florida’s southeastern coast, known for its beaches and boating canals. The Strip is a promenade running along oceanside highway A1A. It’s lined with upscale outdoor restaurants, bars, boutiques and luxury hotels. Other attractions include the International Swimming Hall of Fame, with pools and a museum of memorabilia, and Hugh Taylor Birch State Park, featuring trails and a lagoon.

Schools in Fort Lauderdale, FL

Harbordale Elementary School
900 SE 15th St · +1 754-323-6050

Fort Lauderdale High School
1600 NE 4th Ave · +1 754-322-1100

Stranahan High School
1800 SW 5th Pl · +1 754-323-2100

first time home buyer pinecrest village
Fort Lauderdale is one of the best places to live. There are lots of job opportunities as a result of it being more developed compared to other areas in Florida. This city also offers a very diverse community of people to interact with, allowing you to learn and understand many different cultures. Not just Fort Lauderdale, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Fort Lauderdale Florida

  • Seminole Hard Rock Hotel & Casino – Hollywood, FL (Posh music-themed lodging with a casino)
  • Museum of Discovery and Science (Science exhibits for all ages)
  • Bonnet House Museum & Gardens (Lush, historic & arty plantation home)
  • NSU Art Museum Fort Lauderdale (Modern art from around the world)
  • Hugh Taylor Birch State Park (Tropical area with diverse wildlife)
  • East Las Olas Boulevard (Shopping district with boutiques & cafes)



Non qm loan

Non QM Mortgages Defined

WHAT IS  A NON QM LOAN Non-Qualifying Loans, usually referred to as Non-QM Loans or Non QM Mortgages, can be easily defined as loans that

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