First Time Home Buyer Fort Walton Beach Florida

We proud on ourselves as Fort Walton Beach Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Fort Walton Beach Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Fort Walton Beach Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Fort Walton Beach Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Fort Walton Beach Florida. Use this application to pre-qualify and start shopping for your new home in Fort Walton Beach Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Fort Walton Beach Florida

Fort Walton Beach is a small city in the Florida Panhandle. It’s known for fine white-sand beaches on adjacent Okaloosa Island. The island’s Gulfarium Marine Adventure Park is home to dolphins, penguins and alligators. The Indian Temple Mound Museum includes the prehistoric Temple Mound and Native American artifacts. Northeast, the Air Force Armament Museum displays artifacts and aircraft from WWI to the present.

Schools in Fort Walton Beach, FL

Fort Walton Beach High School
400 Hollywood Blvd NW · +1 850-833-3300

Elliott Point Elementary School
301 Hughes St NE · +1 850-833-3355

Silver Sands School
349 Holmes Blvd NW · +1 850-833-3364

first time home buyer fort myers
Fort Walton Beach is in Okaloosa County and is one of the best places to live in Florida. Living in Fort Walton Beach offers residents a dense suburban feel and most residents own their homes. In Fort Walton Beach there are a lot of bars, restaurants, and parks. The public schools in Fort Walton Beach are highly rated. Not just Fort Walton Beach, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Fort Walton Beach Florida

  • Emerald Coast Science Center (Hands-on science exhibits geared to kids)
  • Indian Temple Mound Museum (Ceramic artifacts in a modest space)
  • Gulfarium Marine Adventure Park (Sea life shows & dolphin encounters)
  • Wild Willy’s Adventure Zone (Amusement park with a dinosaur theme)
  • Heritage Park and Cultural Center (Park with multiple educational museums)
  • Fort Walton Beach Landing Park (Relaxed waterfront park with play areas)

 

EXPERT HOME LOAN ADVICE

Commercial-bridge-loans-chl
Uncategorized

Commercial Bridge Loan

Commercial Bridge Loans A Commercial Real Estate Bridge Loan is defined as a short-term real estate loan for a Commercial Property – such as a retail store,

Read More »
first time home buyer
Uncategorized

First Time Home Buyer

Are you a first time home buyer that’s wondering if you can qualify for your first home. First time home buyers typically have information thrown

Read More »
First time home buyer
Uncategorized

First Time Home Buyer Loan Options

One of the biggest hurdles for first-time home buyers is financing their purchase. Thankfully, there are numerous loan products and down-payment assistance programs designed to

Read More »

Discuss Loan Options

I would like to discuss my loan options

Quick Apply

I would like to apply for my loan myself

Pre-Qualify

I am shopping for a home and would like to pre-qualify for my price range.