First Time Home Buyer Gainesville Florida

  • As Low As 3% Down!
  • FICO starting at 550
  • Fast Closing
  • First Time Home Buyer Programs
  • Jumbo and Super Jumbo Loans
  • No Doc Loans for Business Owners
  • Foreign National and ITIN Loans


We pride ourselves as Gainesville Florida’s best home loan and First Time Home lender in Naples Florida. We are helping borrowers in Gainesville Florida to qualify for the best First Time Home Buyer loan, home loans and vacations to meet their borrowing requirements. 

First Time Home Buyer Gainesville Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Gainesville Florida. Use this application to pre-qualify and start shopping for your new home in Gainesville Florida today! Purchase, Refinance, Cash Out Refinance.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Gainesville Florida

Home loan flip application

Gainesville is a city in northern Florida. It’s known for the University of Florida. Set on the sprawling campus, the Florida Museum of Natural History houses fossils and ethnographic exhibits. It includes the Butterfly Rainforest, home to hundreds of free-flying butterflies and birds. Harn Museum of Art has a huge collection of Asian and African works. The Matheson History Museum has a vintage postcard collection.

Schools in Gainesville, FL

Alachua County Schools
620 E University Ave · +1 352-955-7300

A Quinn Jones School
1108 NW 7th Ave · +1 352-955-6840

Sidney Lanier Center
312 NW 16th Ave · +1 352-955-6841

first time home buyer gainesville
It’s the largest city in North Central Florida, with plenty of jobs, an affordable cost of living, and a college-town vibe. Gainesville is perhaps most notably known as the home of the University of Florida, the flagship university for Florida State, and the 5th largest public university campus in the US. Not just Gainesville, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Gainesville Florida

  • Florida Museum of Natural History-Exhibits (Exhibits on the region’s land & culture)
  • Devil’s Millhopper Geological State Park (Mini rainforest with sinkhole sights)
  • Harn Museum of Art (Global works in a colossal space)
  • Kanapaha Botanical Gardens (Giant water lilies & themed gardens)
  • Santa Fe College Teaching Zoo (10-acre campus zoo open to the public)
  • Cade Museum for Creativity and Invention (Hands-on science & technology displays)



benefits of a hard money loan florida

Benefits Of A DSCR Loan Florida

Home Benefits of DSCR Loan Florida DSCR loan Florida offers several benefits for real estate investors in Florida: The first and probably the most important to

Read More »

DSCR Loans Florida

Home DSCR Loans in Florida and around the US with a Fix and Flip Loan and DSCR Loan Florida from

Read More »
ultimate guide to dscr loan

Ultimate Guide To DSCR Loans

Home The Ultimate Guide to DSCR Loans: Everything You Need to Know Introduction When it comes to real estate investment, finding innovative financing solutions is

Read More »
smart choices

Discuss Loan Options

I would like to discuss my loan options


Quick Apply

I would like to apply for my loan myself

apply home loan


I am shopping for a home and would like to pre-qualify for my price range.