First Time Home Buyer Gainesville Florida

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First Time Home Buyer Gainesville Florida

The Best Home Loans For First Time Home Buyers! CLICK HERE!

We proud on ourselves as Gainesville Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Gainesville Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Gainesville Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Gainesville Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Gainesville Florida. Use this application to pre-qualify and start shopping for your new home in Gainesville Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

First Time Home Buyer Home Loan - CLICK HERE!

Benefits of Being A First Time Home Buyer In Gainesville Florida

  • Low down payment with a minimum of 3% down payment
  • Lower credit scores. Down to 580 to for 3.5% down payment
  • VA Loan with No down payment required
  • For First Time Home Buyer's, FHA provides a guarantee loans to the lender who is actually extending the loan on an FHA loan.
  • To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
  • Simple Application and Approval Process
  • To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
Home loan flip application
Prequalify for your First Time Home Buyer Loan - CLICK HERE!

Gainesville is a city in northern Florida. It’s known for the University of Florida. Set on the sprawling campus, the Florida Museum of Natural History houses fossils and ethnographic exhibits. It includes the Butterfly Rainforest, home to hundreds of free-flying butterflies and birds. Harn Museum of Art has a huge collection of Asian and African works. The Matheson History Museum has a vintage postcard collection.

Schools in Gainesville, FL

Alachua County Schools
620 E University Ave · +1 352-955-7300

A Quinn Jones School
1108 NW 7th Ave · +1 352-955-6840

Sidney Lanier Center
312 NW 16th Ave · +1 352-955-6841

First Time Home Buyer - CLICK HERE TO QUALIFY
first time home buyer gainesville
It’s the largest city in North Central Florida, with plenty of jobs, an affordable cost of living, and a college-town vibe. Gainesville is perhaps most notably known as the home of the University of Florida, the flagship university for Florida State, and the 5th largest public university campus in the US. Not just Gainesville, we are serving all of First Time Home Buyer Florida market.
first time home buyer programs in maryland, Arundel & Montgomery county

Things To Do In and Around Gainesville Florida

  • Florida Museum of Natural History-Exhibits (Exhibits on the region’s land & culture)
  • Devil’s Millhopper Geological State Park (Mini rainforest with sinkhole sights)
  • Harn Museum of Art (Global works in a colossal space)
  • Kanapaha Botanical Gardens (Giant water lilies & themed gardens)
  • Santa Fe College Teaching Zoo (10-acre campus zoo open to the public)
  • Cade Museum for Creativity and Invention (Hands-on science & technology displays)

 

 

 

 

 

 

 

 

 

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VA Loan
VA LOAN - NO MONEY DOWN -CLICK HERE
asset depletion loan
NON QM LOAN FOR BUSINESS OWNERS CLICK HERE

 

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