We proud on ourselves as Gulfport Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Gulfport Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Gulfport Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Gulfport Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Gulfport Florida. Use this application to pre-qualify and start shopping for your new home in Gulfport Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Gulfport Florida

Gulfport is a city in Pinellas County, Florida, United States, bordering St. Petersburg and Boca Ciega Bay. The population of Gulfport was 12,029 at the 2010 census. Gulfport is part of the Tampa–St. Petersburg–Clearwater metropolitan statistical area.

Schools in Gulfport, FL

Gulfport Montessori Elementary
2014 52nd St S · +1 727-893-2643

Pinellas County School
1001 51st St S · In Hamilton Disston School

Disston Academy
5125 11th Ave S · +1 727-893-1115

first time home buyer gulfport
Gulfport is in Pinellas County and is one of the best places to live in Florida. Living in Gulfport offers residents an urban suburban mix feel and most residents own their homes. In Gulfport there are a lot of bars, restaurants, and parks. Many retirees live in Gulfport and residents tend to lean conservative. Not just Gulfport, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Gulfport Florida

  • Florida Orange Groves Winery (Winery, sparkling wine, wine and wine tasting)
  • Central Avenue (Shopping and art)
  • Clam Bayou Nature Park (Park and garden)
  • Gulfport Beach Recreation Area (Destination for swimming & picnics)
  • Clam Bayou (Estuary, clams and marina)
  • Gulfport History Museum (Museum)

 

 

 

 

 

 

 

 

 

EXPERT HOME LOAN ADVICE

FHA Mortgage
Uncategorized

What is an FHA Loan?

So, what is an FHA Loan? Mortgages that are insured by the Federal Housing Administration (FHA) are referred to as FHA Loans. This type of

Read More »
Commercial-bridge-loans-chl
Uncategorized

Commercial Bridge Loan

Commercial Bridge Loans A Commercial Real Estate Bridge Loan is defined as a short-term real estate loan for a Commercial Property – such as a retail store,

Read More »
first time home buyer
Uncategorized

First Time Home Buyer

Are you a first time home buyer that’s wondering if you can qualify for your first home. First time home buyers typically have information thrown

Read More »
First time home buyer
Uncategorized

First Time Home Buyer Loan Options

One of the biggest hurdles for first-time home buyers is financing their purchase. Thankfully, there are numerous loan products and down-payment assistance programs designed to

Read More »

Discuss Loan Options

I would like to discuss my loan options

Quick Apply

I would like to apply for my loan myself

Pre-Qualify

I am shopping for a home and would like to pre-qualify for my price range.