First Time Home Buyer Haines City Florida

  • As Low As 3% Down!
  • FICO starting at 550
  • Fast Closing
  • First Time Home Buyer Programs
  • Jumbo and Super Jumbo Loans
  • No Doc Loans for Business Owners
  • Foreign National and ITIN Loans


We proud on ourselves as Haines City Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Haines City Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Haines City Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Haines City Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Haines City Florida. Use this application to pre-qualify and start shopping for your new home in Haines City Florida today! Purchase, Refinance, Cash Out Refinance.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Haines City Florida

Home loan flip application

Haines City is a city in Polk County, Florida, United States. Its population was 13,174 at the 2000 census and 20,535 at the 2010 census. It is the third most populous city in Polk County. It is part of the Lakeland–Winter Haven Metropolitan Statistical Area, which, in turn, is considered part of the Tampa Bay Area.

Schools in Haines City, FL

Haines City Senior High School
2800 Hornet Dr · +1 863-421-3281

Bethune Academy
900 Ave F · +1 863-421-3334

Eastside Elementary School
1820 E Johnson Ave · +1 863-421-3254

first time home buyer haines city
Haines City is a peaceful and upcoming place to live. The housing market is booming and there are beautiful homes here to choose from, but with that being said- There are things that need to come here to make it more Social, and accessible. Not just Haines City, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Haines City Florida

  • Lake Eva Community Park (Recreational area with a swimming pool)
  • Lake Eva (Lake)
  • Crystal Lake (Lake)
  • Tower Lake (Lake)
  • Lake Henry (Lake)
  • Little Lake Hamilton (Lake)



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