First Time Home Buyer Hastings Florida

We proud on ourselves as Hastings Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Hastings Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Hastings Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Hastings Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Hastings Florida. Use this application to pre-qualify and start shopping for your new home in Hastings Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Hastings Florida

Home loan flip application

Hastings is an unincorporated community and agricultural center in St. Johns County, Florida, United States, 18 miles southwest of St. Augustine. The population was 580 at the 2010 census. As of 2018, the population recorded by the U.S. Census Bureau was 648.

Schools in Hastings, FL

Hastings Elementary/Middle School

Communities & Schools
400 Harris St · +1 904-692-1030

South Woods Elementary School
Elkton, FL, United States · +1 904-547-8610

first time home buyer hastings
Hastings is in St. Johns County and is one of the best places to live in Florida. Living in Hastings offers residents a suburban rural mix feel and most residents own their homes. Many young professionals and retirees live in Hastings and residents tend to lean liberal. Not just Hastings, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Hastings Florida

  • Gulfstream Park Racing and Casino (Horse racing, gaming & shopping complex)
  • Oleta River State Park (Verdant escape from big-city stress)
  • Tidal Cove Waterpark (Artificial surf break in a wave pool)
  • Art and Culture Center / Hollywood (Art center with gallery shows & events)
  • The Big Easy Casino (Greyhound racetrack & gambling venue)
  • Haulover Park (Busy beachfront park with marina)











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