We proud on ourselves as Hawthorne Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Hawthorne Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Hawthorne Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Hawthorne Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Hawthorne Florida. Use this application to pre-qualify and start shopping for your new home in Hawthorne Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Hawthorne Florida

Hawthorne is a city in Alachua County, Florida, United States, incorporated in 1881. Indigenous peoples of the Americas had been living in the area since around 100 CE; Hawthorne grew around their trading trails. Throughout its history, Hawthorne has been known for its agriculture, railroad, and rural lifestyle.

Schools in Hawthorne, FL

Shell Elementary School
21633 65th Ave · +1 352-481-1901

Hawthorne Middle/High School
21403 SE 69th Ave · +1 352-481-1900

Ochwilla Elementary School
299 State Rd 21 · +1 352-481-0204

first time home buyer Hawthorne
Hawthorne is a town in Florida with a population of 1,669. … Living in Hawthorne offers residents a rural feel and most residents own their homes. Many families live in Hawthorne and residents tend to be liberal. The public schools in Hawthorne are above average. Not just Hawthorne, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Hawthorne Florida

  • Little Orange Creek Nature Park (Park and garden)
  • Hawthorne Historical Museum and Cultural Center (Museum)
  • Little Orange Creek Preserve (Park and garden)
  • Gainesville-Hawthorne State Trail (Birding & hiking on a one-time rail-bed)
  • Little Orange Creek Nature Preserve (3000 Acres) (Park and garden)
  • Lochloosa Lake (Lake and fishing)











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