We proud on ourselves as Hernando Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Hernando Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Hernando Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Hernando Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Hernando Florida. Use this application to pre-qualify and start shopping for your new home in Hernando Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Hernando Florida

Hernando is a census-designated place in Citrus County, Florida, United States. The population was 9,054 at the 2010 census. At one time it was a city but it was disincorporated in the 1970s.

Schools in Hernando, FL

Hernando County School District

fha loan alachua
Hernando is a small, quiet town that is perfect for raising a family! I have lived here for 13 years now and I wouldn’t trade my son’s upbringing for anything. There is nothing fun, no bells or whistles, just a small town. There is not much infrastructure. Not just Hernando, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Hernando Florida

  • Weeki Wachee Spring (Natural spring with a mermaid show)
  • Weeki Wachee Springs State Park (Mermaid shows & amusement rides)
  • Withlacoochee State Forest (Woodland habitat with trails & campsites)
  • Buccaneer Bay (Water park, manatees and park and garden)
  • Hernando Heritage Museum (History museum in a 19th century home)
  • Weekiwachee Preserve (Hiking, cycling, fishing, boating & more)











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