We proud on ourselves as Holiday Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Holiday Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Holiday Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Holiday Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Holiday Florida. Use this application to pre-qualify and start shopping for your new home in Holiday Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Holiday Florida

Holiday is a census-designated place in Pasco County, Florida, United States. It is a suburb of the Tampa-St. Petersburg-Clearwater, Florida Metropolitan Statistical Area. The population was 22,403 as of the 2010 census.

Schools in Holiday, FL

Gulf Trace Elementary School
3303 Gulf Trace Blvd · +1 727-246-3600

Gulfside Elementary
Gulfside Elementary School, 2329 Anclote Blvd · +1 727-774-6000

Sunray Elementary School
4815 Sunray Dr · +1 727-774-9100

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Sure, Holiday has some bad areas, just like any community, but overall, it is a nice place to live and is improving everyday. Holiday Florida is a small unincorporated area in Pasco County with lower taxes and more affordable housing. Not just Holiday, we are serving all of First Time Home Buyer Florida market.

First Time Home Buyer Holiday FHA Loan 3.5% Down

Things To Do In and Around Holiday Florida

  • National Comedy Hall of Fame® (Museum)

  • Tarpon Springs Aquarium and Animal Sanctuary (Hands-on
    aquarium with sharks & rays)

  • Anclote River Park (Waterfront park for swimming &

  • Key Vista Nature Park (Park with trails, a boardwalk & a

  • Lake Tarpon (Freshwater lake for boating & fishing)

  • Anclote Gulf Park (Park with a fishing pier, birding &











VA Loan Holiday No money down VA Loan

Non QM Loan Holiday – Best For Business Owners 



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