We proud on ourselves as Indialantic Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Indialantic Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Indialantic Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Indialantic Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Indialantic Florida. Use this application to pre-qualify and start shopping for your new home in Indialantic Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Indialantic Florida

Indialantic is a town in Brevard County, Florida. The town’s population was 2,720 at the 2010 United States Census. It is part of the Palm Bay–Melbourne–Titusville Metropolitan Statistical Area. The town’s name is a portmanteau derived from the town’s location between the Indian River Lagoon and the Atlantic Ocean.

Schools in Indialantic, FL

Indialantic Elementary School
+1 321-723-2811

Herbert Hoover Middle School
2000 Hawk Haven Dr · +1 321-727-1611

Holy Name of Jesus Catholic School
3060 N Hwy A1A · +1 321-773-1630

first time home buyer indialantic
Indialantic is in Brevard County and is one of the best places to live in Florida. Living in Indialantic offers residents a dense suburban feel and most residents own their homes. Many retirees live in Indialantic and residents tend to be conservative. The public schools in Indialantic are highly rated. Not just Indialantic, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Indialantic Florida

  • Indialantic Beach – James H. Nance Park (Park and garden and beach)
  • Melbourne Beach Pier (History, beach and park and garden)
  • Ryckman Park (Park and garden)
  • Spessard Holland South Beach Park (Low-key beach with showers & lifeguards)
  • Ryckman House (Museum)
  • Melbourne Causeway











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