We proud on ourselves as Indian Harbour Beach Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Indian Harbour Beach Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Indian Harbour Beach Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Indian Harbour Beach Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Indian Harbour Beach Florida. Use this application to pre-qualify and start shopping for your new home in Indian Harbour Beach Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Indian Harbour Beach Florida

Indian Harbour Beach is a coastal city in Brevard County, Florida, United States. The population was 8,225 at the 2010 United States Census. It is part of the Palm Bay–Melbourne–Titusville Metropolitan Statistical Area. It is 3 miles north of the town of Indialantic and south of Satellite Beach.

Schools in Indian Harbour Beach, FL

Indian Harbour Montessori
1230 Banana River Dr · +1 321-777-1480

Ocean Breeze Elementary School
Satellite Beach, FL, United States · +1 321-779-2040

Surfside Elementary School
Satellite Beach, FL, United States · +1 321-773-2818

first time home buyer indian harbor beach
Indian Harbour Beach is a with a population of 8,470. Indian Harbour Beach is in Brevard County and is one of the best places to live in Florida. In Indian Harbour Beach there are a lot of restaurants, coffee shops, and parks. Many retirees live in Indian Harbour Beach and residents tend to lean conservative. Not just Indian Harbour Beach, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Indian Harbour Beach Florida

  • Pelican Beach Park (Hangout with volleyball & picnic
  • areas)
  • Canova Beach Park (Dog-friendly beach with showers)
  • Gleason Park (Large public park with a pool & pond)
  • Bicentennial Beach Park (Park and garden and beach)
  • Irene H. Canova Park (Park and garden)
  • Millennium Beach Park (Park and garden and beach)










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