We proud on ourselves as Indian Shores Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Indian Shores Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Indian Shores Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Indian Shores Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Indian Shores Florida. Use this application to pre-qualify and start shopping for your new home in Indian Shores Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Indian Shores Florida

Indian Shores is a town in Pinellas County, Florida, United States. The town is a beach-front community situated on a barrier island west of Seminole. The population was 1,420 at the 2010 census.

Schools in Indian Shores, FL

Cottingham School
Indian Rocks Beach, FL, United States · +1 727-517-0775

Country Day School – Indian Rocks Beach
Indian Rocks Beach, FL, United States · +1 727-517-0775

Bill Rossi Music / Merge Education
+1 727-200-1200

first time home buyer indian shores
Living in Indian Shores offers residents an urban feel and most residents own their homes. In Indian Shores there are a lot of bars, restaurants, coffee shops, and parks. Many retirees live in Indian Shores and residents tend to lean conservative. Not just Indian Shores, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Indian Shores Florida

  • Splash Harbour Water Park (Water slides, a lazy river & kids’ areas)
  • Florida Botanical Gardens (Acres of formal gardens & natural areas)
  • Gulf Boulevard (Long coastal road connecting beaches)
  • Heritage Village (Living history museum for all ages)
  • Tiki Gardens – Indian Shores Beach Access (Relaxed beach with parking & showers)
  • George C. McGough Nature Park (Park with a playground & aquatic life)











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