We proud on ourselves as Inverness Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Inverness Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Inverness Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Inverness Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Inverness Florida. Use this application to pre-qualify and start shopping for your new home in Inverness Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Inverness Florida

Inverness is a city in Citrus County, Florida, United States. As of the 2020 census, the population was 7,543. It is the county seat of Citrus County and is home to the Citrus County Courthouse and near the 10,950-acre Flying Eagle Preserve.

Schools in Inverness, FL

Inverness Primary School
206 S Line Ave · In Citrus High School · +1 352-726-2632

Citrus High School
600 W Highland Blvd · +1 352-726-2241

1007 W Main St · +1 352-726-1931

first time home buyer inverness
If you’re a retiree living in Inverness, you’re smack dab in one of the most desirable places to retire in all of Florida. SmartAsset ranked Inverness the fifth best place to retire in Florida — more desirable even than such beach destinations like Venice and Sarasota. Not just Inverness, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Inverness Florida

  • Fort Cooper State Park (Natural wilderness with camping areas)
  • Old Courthouse Heritage Museum (History exhibits & an iconic courtroom)
  • Cooter Pond Park
  • Withlacoochee State Trail (Long nature trail for biking & hiking)
  • Citrus County Historical Society
  • Whispering Pines City Park (Park and garden)











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