We proud on ourselves as Kensington Park Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Kensington Park Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Kensington Park Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Kensington Park Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Kensington Park Florida. Use this application to pre-qualify and start shopping for your new home in Kensington Park Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Kensington Park Florida

Kensington Park is a census-designated place in Sarasota County, Florida, United States. The population was 3,901 at the 2010 census. It is part of the Bradenton–Sarasota–Venice Metropolitan Statistical Area.

Schools in Kensington Park, FL

Oak Park School
Sarasota, FL, United States

Gocio Elementary School
Sarasota, FL, United States · +1 941-361-6405

Calvary Chapel Christian School
Sarasota, FL, United States · In Calvary Chapel Sarasota

First Time Home Buyer Kensington Park
Kensington Park is in Sarasota County and is one of the best places to live in Florida. Living in Kensington Park offers residents a rural feel and most residents own their homes. Many families and retirees live in Kensington Park and residents tend to have moderate political views. Not just Kensington Park, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Kensington Park Florida

  • Circus Hammock (Park and garden and nature)
  • 17th Street Park (Park and garden)






Non qm loan

Non QM Mortgages Defined

WHAT IS  A NON QM LOAN Non-Qualifying Loans, usually referred to as Non-QM Loans or Non QM Mortgages, can be easily defined as loans that

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