We proud on ourselves as Key Colony Beach Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Key Colony Beach Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Key Colony Beach Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Key Colony Beach Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Key Colony Beach Florida. Use this application to pre-qualify and start shopping for your new home in Key Colony Beach Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Key Colony Beach Florida

Key Colony Beach is a municipality in the middle of the Florida Keys, Monroe County, Florida, United States. The population was 797 at the 2010 census. As of 2018, the population estimated by the U.S. Census Bureau was 814.

Schools in Key Colony Beach, FL

San Pablo School
Marathon, FL, United States

Marathon High School
Marathon, FL, United States · +1 305-289-2480

Marathon Shores Christian Academy
Marathon, FL, United States

first time home buyer jupiter
Key Colony Beach is a town in Florida with a population of 534. Key Colony Beach is in Monroe County and is one of the best places to live in Florida. Many retirees live in Key Colony Beach and residents tend to lean conservative. The public schools in Key Colony Beach are highly rated. Not just Key Colony Beach, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Key Colony Beach Florida

  • Florida Keys Aquarium Encounters (Hands-on programs & marine life exhibits)
  • Coco Plum Beach (Beach)
  • Curry Hammock State Park (Bayside park with camping & activities)
  • The Cabana Club
  • Sunset Park (Hideaway beach with picnic tables)
  • Vaca Cut Bridge



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