First Time Home Buyer Keystone

  • As Low As 3.5% Down FHA Loan
  • HomeReady 3% Down!
  • FICO as Low As 550
  • Fast Close! As Fast As 15 Days!
  • Best Rates and Terms


We are helping borrowers in Keystone Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Keystone Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Keystone Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Keystone Florida. Use this application to pre-qualify and start shopping for your new home in Keystone Florida today! Purchase, Refinance, Cash Out Refinance.

Non QM Loans Available – Statement Only Loans ,P&L Loans for Business Owners looking to qualify!

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Keystone Florida

Keystone is an unincorporated census-designated place in Hillsborough County, Florida, United States. The Keystone area was first settled in the middle 1800s by the W.M. Mobley Family who migrated from Savannah, Georgia.

Schools in Keystone, FL

Keystone Prep High School
Odessa, FL, United States · +1 813-264-4500

Solid Rock Community School
Tarpon Springs, FL, United States · +1 727-934-0909

All Saints Episcopal Day School
Tarpon Springs, FL, United States · +1 727-937-0656

Many residents choose to live in Keystone for the rural feel and calm nightlife. Keystone also attracts a lot of workers since residents work in nearby big cities like Tampa. This city is also a perfect home to anyone who loves the outdoors! Not just Keystone, we are serving all of First Time Home Buyer Florida market.

First Time Home Buyer Keystone Florida Apply Here!

Things To Do In and Around Keystone Florida

  • Palatka-to-Lake Butler State Trail
  • Lake Brooklyn (Lake)
  • Mike Roess Gold Head Branch State Park (Hiking & camping amid springs & lakes)
  • Keystone Beach/Geneva Jungle (Park and garden)
  • Lake Santa Fe (Recreational boating & fishing area)
  • Magnolia Lake (Lake and nature)



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