First Time Home Buyer La Crosse Florida

We proud on ourselves as La Crosse Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in La Crosse Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in La Crosse Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer La Crosse Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in La Crosse Florida. Use this application to pre-qualify and start shopping for your new home in La Crosse Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In La Crosse Florida

Home loan flip application

LaCrosse is a town in Alachua County, Florida, 15 miles north of Gainesville. As of the 2010 census, the town population was 360, up from 143 in 2000. The area around LaCrosse is devoted to agriculture, especially potatoes; the area is known as the “Potato District.”

Schools in La Crosse, FL

Aegis Institute

Oak Hall School
Gainesville, FL, United States

Buchholz High School
Gainesville, FL, United States

first time home buyer keystone
Not only attractive as a lifestyle destination, it has also become an attractive place to start small businesses. The area is also important as a nature and wildlife-viewing center, and nearby natural springs offer good recreational opportunities. Not just La Crosse, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around La Crosse Florida

  • Cellon Oak Park. Parks.
  • Rogers Farm. Farms.
  • Lubee Bat Conservancy. Zoos.
  • Scuba Monkey Dive Center. Scuba & Snorkelling.
  • San Felasco Hammock State Park. Parks, State Parks.
  • Deep Spring Farm. Farms.
  • Devil’s Millhopper Geological State Park. 519. State Parks.
  • Gainsville Raceway. Auto Racing Tracks.



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