We proud on ourselves as Lady Lake Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Lady Lake Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Lady Lake Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Lady Lake Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Lady Lake Florida. Use this application to pre-qualify and start shopping for your new home in Lady Lake Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Lady Lake Florida

Lady Lake is a town in Lake County, Florida, United States. The population was 13,926 at the 2010 census. As of 2019, the population recorded by the U.S. Census Bureau is 16,020. It is part of the Orlando–Kissimmee–Sanford Metropolitan Statistical Area.

The Villages Elementary of Lady Lake School
695 Rolling Acres Rd · +1 352-751-0111

Casa Montessori Lady Lake
309 Orange St · +1 352-775-4555

Daycare
975 Rolling Acres Rd

first time home buyer lade lake
Lady Lake is very beautiful, the schools are top notch, there are many job opportunities and it is overall a very comforting place. The lifestyle here in The Villages is very unique. It caters to people over the age of 60 and makes it a great place to retire. The amenities are great and here for your use. Not just Lady Lake, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Lady Lake Florida

  • Lake Griffin State Park (Campgrounds, nature trails & kayaking)
  • Lady Lake Historical Society and Museum (Museum)
  • Uncle Donald’s Farm
  • Lake Griffin (Lake, fishing, alligators and bass fishing)
  • Lake Weir (Lake, fishing and beach)
  • Eaton’s Beach (Lakeside beach with a bar & grill)

 

 

 

 

 

 

 

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