First Time Home Buyer Lake Butler

We proud on ourselves as Lake Butler Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Lake Butler Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Lake Butler Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Lake Butler Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Lake Butler Florida. Use this application to pre-qualify and start shopping for your new home in Lake Butler Florida today! Purchase, Refinance, Cash Out Refinance.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Lake Butler Florida

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Lake Butler is a city in and the county seat of Union County, Florida, United States. The population was 1,897 at the 2010 census.

Schools in Lake Butler, FL

Union County High School
1000 S Lake Ave · +1 352-448-5204

Lake Butler Middle School
150 SW 6th St · +1 352-448-5153

Lake Butler Elementary School
800 SW 6th St · +1 352-448-5302

first time home buyer keystone
Lake Butler, Florida is a quiet little laid back town. The people are always friendly, unlike other places I’ve lived in Florida. It is a “prison” town and most everyone works or is related to someone who works at one of the many nearby prisons. It has southern old-town charm that makes it a great place to live. Not just Lake Butler, we are serving all of First Time Home Buyer Florida market.

First Time Home Buyer Lake ButlerFlorida

Things To Do In and Around Lake Butler Florida

  • Lakeside Park (Park and garden)
  • Lake Side Park (Park and garden)




Non QM – Statement Only Loans for business owners



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