First Time Home loan programs in Kissimmee Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Loan Kissimmee Florida has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Kissimmee Florida. Use this application to pre-qualify and start shopping for your new home in Kissimmee Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Kissimmee Florida

Kissimmee is a city in central Florida’s Osceola County, just south of Orlando. It’s defined by its proximity to the region’s multitude of amusement parks, including the massive Walt Disney World Resort complex. The city lies along the northwest shore of Lake Tohopekaliga (nicknamed Lake Toho), and its verdant Kissimmee Waterfront Park encompasses walking paths, playgrounds and a fishing pier.

Schools in Kissimmee, FL

Osceola High School
420 S Thacker Ave · +1 407-518-5400

Kissimmee Elementary School
3700 W Donegan Ave · +1 407-935-3640

Kissimmee Middle School
2410 Dyer Blvd · +1 407-870-0857

first time home buyer kissimmee
Kissimmee is calm and peaceful. Though there are some areas (Orange Blossom Trail) that are ragged, overall everyone is a community. Now that more money is being put into the town, lots of apartments and buildings are being constructed. In a few years, this small town will be boarding on Orlando! Not just Kissimmee, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Kissimmee Florida

  • Walt Disney World® Resort (Famed theme parks, lodging, shops & more)
  • SeaWorld Orlando (Aquatic theme park with shows & rides)
  • Gatorland (Gator wrestling, snake show & swamp walk)
  • Discovery Cove (Swimming with dolphins & snorkeling spot)
  • LEGOLAND® Florida Resort (Lego-themed hotel with a pool & dining)
  • Aquatica Orlando (Aquatic theme park with shows & rides)









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