We proud on ourselves as Largo Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Largo Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Largo Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Largo Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Largo Florida. Use this application to pre-qualify and start shopping for your new home in Largo Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Largo Florida

Largo is the third largest city in Pinellas County, Florida, United States as well as the fourth largest in the Tampa Bay area. As of the 2010 Census, the city had a population of 77,648, up from 69,371 in 2000. Largo was first incorporated in 1905.

Schools in and around Largo

Pinellas Preparatory Academy
2300 S Belcher Rd · +1 727-536-3600

Plato Academy Largo
7100 142nd Ave N · +1 727-205-6360

Oakhurst Elementary School
10535 137th St · +1 727-588-6801

first time home buyer largo
Largo is in Pinellas County and is one of the best places to live in Florida. Living in Largo offers residents an urban suburban mix feel and most residents own their homes. In Largo there are a lot of restaurants and parks. Many young professionals and retirees live in Largo and residents tend to lean conservative. Not just Largo, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Largo Florida

  • Fred Marquis Pinellas Trail (Popular urban park & recreation trail)
  • Florida Botanical Gardens (Acres of formal gardens & natural areas)
  • Splash Harbour Water Park (Water slides, a lazy river & kids’ areas)
  • Heritage Village (Living history museum for all ages)
  • Gulf Boulevard (Long coastal road connecting beaches)
  • Largo Central Park (Park with community center & playgrounds)









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