We proud on ourselves as Madeira Beach Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Madeira Beach Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Madeira Beach Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Madeira Beach Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Madeira Beach Florida. Use this application to pre-qualify and start shopping for your new home in Madeira Beach Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Madeira Beach Florida

Madeira Beach is a city in Pinellas County, Florida, United States, bordered on the west by the Gulf of Mexico, and on the east by St. Petersburg. As of the 2020 census, the population was 3,895. The area is primarily residential, with little or no industrial or sizable service businesses.

Schools in and around Madeira Beach

Madeira Beach Elementary School
In Madeira Beach Middle School · +1 727-547-7838

Madeira Beach Fundamental K-8 School
591 Tom Stuart Causeway · +1 727-547-7697

Gulf Beaches Elementary Magnet School
St. Petersburg, FL, United States · +1 727-893-2630

first time home buyer madeira-beach
Madeira Beach is a fun and beautiful place to live or visit! It has an amazing shoreline with soft, white sand and breathtaking sunsets. Its shopping, restaurants, coffee shops, fishing charters and other water activities at Johns Pass guarantee everyone will find something they enjoy! Outdoor life style is excellent. Not just Madeira Beach, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Madeira Beach Florida

  • John’S Pass Village & Boardwalk
  • Alligator & Wildlife Discovery Center (Wildlife center with hands-on encounters)
  • Florida Winery (Winery and wine)
  • The Pirate Ship Royal Conquest (Daily sailings with on-board activities)
  • Archibald Beach Park (The Hammocks) (Public beach with restrooms & showers)
  • R.O.C. Park (Waterfront landscaped memorial park)










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