We proud on ourselves as Marathon Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Marathon Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Marathon Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Marathon Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Marathon Florida. Use this application to pre-qualify and start shopping for your new home in Marathon Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Marathon Florida

Marathon is a city in the Florida Keys. It’s set on 13 islands, known for their beaches and barrier reef. Loggerhead turtles nest at Coco Plum Beach and Sombrero Beach. Curry Hammock State Park has a sandy shoreline and mangrove creek. The Dolphin Research Center offers interactive demos in a shallow lagoon. Near the City Marina, Crane Point features a tropical forest, bird-rescue center and natural history museum.

Schools in and around Marathon

Marathon High School
350 Sombrero Beach Rd · +1 305-289-2480

Stanley Switlik Elementary
3400 Overseas Hwy · +1 305-289-2490

San Pablo School
No reviews · School

first time home buyer Marathon
Living in Marathon offers residents a dense suburban feel and most residents own their homes. In Marathon there are a lot of bars, restaurants, and coffee shops. Many young professionals live in Marathon and residents tend to have moderate political views. The public schools in Marathon are highly rated. Not just Marathon, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Marathon Florida

  • Turtle Hospital (Turtle care center with public tours)
  • Dolphin Research Center (Dolphin shows & encounters)
  • Sombrero Beach (Sand, swimming & turtle nesting-ground)
  • Crane Point Hammock (63-acre center featuring local wildlife)
  • Florida Keys Aquarium Encounters (Hands-on programs & marine life exhibits)
  • Coco Plum Beach (Beach)










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