We proud on ourselves as Marco Island Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Marco Island Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Marco Island Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Marco Island Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Marco Island Florida. Use this application to pre-qualify and start shopping for your new home in Marco Island Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Marco Island Florida

Marco Island is a barrier island in the Gulf of Mexico off Southwest Florida, linked to the mainland by bridges south of the city of Naples. It’s home to resort hotels, beaches, marinas and golf courses, as well as a network of inland waterways. A long, sandy beach covers most of the west coast, with resort hotels in the south. Tigertail Beach Park has a tidal lagoon, popular for kayaking and paddleboarding.

Schools in and around Marco Island

Marco Island Academy
2255 San Marco Rd · +1 239-393-5133

Tommie Barfield Elementary School
101 Kirkwood St · +1 239-377-8500

Marco Island Charter Middle School
1401 Trinidad Ave · +1 239-377-3200

first time home buyer marco island
Living in Marco Island offers residents an urban feel and most residents own their homes. In Marco Island there are a lot of restaurants, coffee shops, and parks. Many retirees live in Marco Island and residents tend to be conservative. The public schools in Marco Island are highly rated. Not just Marco Island, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Marco Island Florida

  • Tigertail Beach (Picturesque white-sand beach & lagoon)
  • Marco Island Historical Museum (Gallery focused on local history)
  • Marco Island South Public Beach Access (Palm-lined pathway accessing beach)
  • Marco Island, South Beach and Public Parking (Beach)
  • Marco Island Center for the Arts (Art gallery with family events & classes)
  • Mackle Park (A playground, shuffleboard, bocce & more)









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