We proud on ourselves as New Port Richey Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in New Port Richey Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in New Port Richey Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer New Port Richey Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in New Port Richey Florida. Use this application to pre-qualify and start shopping for your new home in New Port Richey Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In New Port Richey Florida

New Port Richey is a city in Pasco County, Florida, United States. It is a suburban city included in the Tampa-St. Petersburg-Clearwater, Florida Metropolitan Statistical Area. The population was counted at 16,728 in the 2020 census. 

Schools in and around New Port Richey

Gulf High School
5355 School Rd · +1 727-774-3300

Richey Elementary School
6850 Adams St · +1 727-774-3500

Harry Schwettman Education Center
5520 Grand Blvd · +1 727-774-0000

first time homebuyer New Port Richey
New Port Richey is a very quaint and friendly place to live. It has a country feeling and has a lot of places to eat, drink, and be merry. The area has a lot of parks and libraries with many places to go and be entertained without the feeling of the “Big City”. It is conveniently located near the beach and Tampa. Not just New Port Richey, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around New Port Richey Florida

  • Sims Park (Popular place with a lake & splash pad)
  • James E. Grey Preserve (Wildlife, river & trails across 80 acres)
  • Werner-Boyce Salt Springs State Park (Fishing, bird-watching & paddling)
  • Robert K Rees Memorial Park (Beach, boardwalk & observation tower)
  • Jay B. Starkey Wilderness Park (Natural area with trails & picnic areas)
  • West Pasco Historical Society (Books & exhibits in an old schoolhouse)










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