First Time Home Buyer Niceville Florida
We proud on ourselves as Niceville Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Niceville Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Niceville Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.
First Time Home Buyer Niceville Florida
CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.
FHA First Time Home Buyer and HomeReady Program Terms
- A credit score of at least 580 for a 3% down home loan
- A credit score of 500 to 579 for a 10% down payment
- FHA loan with 3.5% down payment requirement
- Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
- FHA Debt to income ratio of 50% or less
Qualify for a 3% down Home Loan in Niceville Florida. Use this application to pre-qualify and start shopping for your new home in Niceville Florida today! Purchase, Refinance, Cash Out Refinance.
According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.
Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077.
Prequalify now to see how much of Loan you can qualify for.
Benefits of Being A First Time Home Buyer In Niceville Florida
- Low down payment with a minimum of 3% down payment
- Lower credit scores. Down to 580 to for 3.5% down payment
- VA Loan with No down payment required
- For First Time Home Buyer's, FHA provides a guarantee loans to the lender who is actually extending the loan on an FHA loan.
- To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
- Simple Application and Approval Process
- To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
Niceville is a city in Okaloosa County, Florida, United States, located near Eglin Air Force Base on Boggy Bayou that opens into Choctawhatchee Bay. The population was 11,684 at the 2000 census. The 2010 census population for Niceville was 12,749.
Schools in and around Niceville
James E. Plew Elementary School
220 Pine Ave · +1 850-833-4100
Niceville High School
800 E John Sims Pkwy · +1 850-833-4114
Lula J. Edge Elementary School
300 FL-85 · +1 850-833-4138
Things To Do In and Around Niceville Florida
- Fred Gannon Rocky Bayou State Park (Hiking, campsites & a body of water)
- Turkey Creek Park (Swimming, a nature trail & picnicking)
- Turkey Creek Nature Trail (Park and garden)
- Niceville Dog Park (Park and garden)
- Niceville Children’s Park (Outdoor play area for young children)
- Air Force Armament Museum (History of warplanes & weaponry for free)
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