We proud on ourselves as Ocala Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Ocala Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Ocala Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Ocala Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Ocala Florida. Use this application to pre-qualify and start shopping for your new home in Ocala Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Ocala Florida

Ocala is a city in central Florida. East of downtown, Fort King National Historic Park was an important Second Seminole War site. The collection at the Appleton Museum of Art includes pre-Columbian artifacts and contemporary art. The waters of Silver Springs State Park are dotted with kayaks and glass-bottom boats. The park is also the gateway to the woods and lakes of the vast Ocala National Forest to the east.

Schools in and around Ocala

Marion County Public Schools
1614 E Fort King St · +1 352-671-7747

Ambleside School of Ocala
507 SE Broadway St · +1 352-694-1635

Hillcrest Public School
3143 SE 17th St · +1 352-671-6800

first time homebuyer ocala
Ocala is a wonderful place to raise a family. Between the cost of living, the warm weather, the proximity to family-friendly activities, and the plethora of activities Marion County has to offer. It’s the perfect family-friendly town, and many families choose to call Ocala home for this reason alone. Not just Ocala, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Ocala Florida

  • Silver Springs State Park (Nature, trails, a museum & more)
  • Appleton Museum of Art (Classic & modern art exhibitions)
  • Silver River (Park and garden, river, manatees, macaques and alligators)
  • The Canyons Zip Line and Adventure Park (Elevated adventures in a scenic setting)
  • Silver Springs (Artesian spring waters & state park)
  • Sholom Park (Scenic nature area with gardens & trails)










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