We proud on ourselves as Oldsmar Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Oldsmar Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Oldsmar Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Oldsmar Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

  • A credit score of at least 580 for a 3% down home loan
  • A credit score of 500 to 579 for a 10% down payment
  • FHA loan with 3.5% down payment requirement
  • Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
  • FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Oldsmar Florida. Use this application to pre-qualify and start shopping for your new home in Oldsmar Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Contact us to find out what the loan limits in the county you would like to purchase in. Call now 800-826-5077. 

Prequalify now to see how much of Loan you can qualify for. 

Benefits of Being A First Time Home Buyer In Oldsmar Florida

Oldsmar is a city in Pinellas County, Florida, United States. As of the 2010 census, the city had a population of 13,591. The Oldsmar name dates to April 12, 1916 when automobile pioneer Ransom E. Olds purchased 37,541 acres of land by the northern part of Tampa Bay to establish “R. E. Olds-on-the-Bay”.

Schools in and around Oldsmar

Oldsmar Elementary School
302 Dartmouth Ave · +1 813-855-7316

Forest Lakes Elementary School
301 Pine Ave N · +1 813-891-0785

Oldsmar Christian School
650 Burbank Rd · +1 813-855-5746

first time homebuyer oldsmar
Oldsmar is in Pinellas County and is one of the best places to live in Florida. Living in Oldsmar offers residents a dense suburban feel and most residents own their homes. In Oldsmar there are a lot of restaurants and parks. Many families and young professionals live in Oldsmar and residents tend to lean conservative. Not just Oldsmar, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Oldsmar Florida

  • Empower Adventures Tampa Bay (Zip line)
  • Mobbly Bayou Wilderness Preserve (Natural setting for picnics & hiking)
  • Philippe Park (Waterside green space & historic site)
  • R E Olds Park (Waterfront spot with a pier & playground)
  • Tampa Bay Downs (Thoroughbred horse racetrack)
  • Upper Tampa Bay Park (Protected lands with canoeing & BBQ pits)









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