Guide for First Time Homebuyers in the Ormond Beach- Call 800-826-5077

First Time Home Buyer Ormond Beach Florida

The Best Home Loans For First Time Home Buyers! CLICK HERE!

We proud on ourselves as Ormond Beach Florida’s #1 First Time Home Buyer loan lender. We are helping borrowers in Ormond Beach Florida to qualify for the best First Time Home Buyer loan to meet their borrowing requirements. Some First Time Home Buyer loan programs in Ormond Beach Florida are backed by the Federal Housing Administration (FHA). These popular first time homebuyer loans require lower minimum credit scores and down payments to make it easier to qualify.

First Time Home Buyer Ormond Beach Florida

CambridgeHomeLoan.com has a number of First time home buyer loan programs from simple W2 employees to full 2 year tax returns, self employed loans, Non QM loans and more with low down payments and fees. Contact us today to craft the loan that best fits your needs. Some qualifications below.

FHA First Time Home Buyer and HomeReady Program Terms

A credit score of at least 580 for a 3% down home loan
A credit score of 500 to 579 for a 10% down payment
FHA loan with 3.5% down payment requirement
Mortgage insurance that is offset due to lower FHA interest rates than a conventional loan.
FHA Debt to income ratio of 50% or less

Qualify for a 3% down Home Loan in Ormond Beach Florida. Use this application to pre-qualify and start shopping for your new home in Ormond Beach Florida today! Purchase, Refinance, Cash Out Refinance.

According to an announcement by the FHA the loan limit for 2022 will be $420,680 for most of the country. The 2022 FHA loan limit for the high cost areas will be $970,800.

Prequalify now to see how much of Loan you can qualify for.

Benefits of Being A First Time Home Buyer In Ormond Beach Florida

Low down payment with a minimum of 3% down payment
Lower credit scores. Down to 580 to for 3.5% down payment
VA Loan with No down payment required
For First Time Home Buyer's, FHA provides a guarantee loans to the lender who is actually extending the loan on an FHA loan.
To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.
Simple Application and Approval Process
To apply for an FHA loan, you'll need to provide your Social Security number, two years of tax returns and employment verification.

Ormond Beach is a city in Volusia County, Florida, United States. The population was 38,137 at the 2010 census. Ormond Beach is the northern neighbor of Daytona Beach and is home to Tomoka State Park. It is a principal city of the Deltona–Daytona Beach–Ormond Beach, FL Metropolitan Statistical Area.

Schools in and around Ormond Beach

Ormond Beach Elementary School
100 Corbin Ave · +1 386-258-4666

Ormond Beach Middle School
151 Domicilio Ave · +1 386-258-4667

Osceola Elementary School
100 Osceola Ave · +1 386-258-4669

Ormond Beach is in Volusia County and is one of the best places to live in Florida. Living in Ormond Beach offers residents a dense suburban feel and most residents own their homes. In Ormond Beach there are a lot of restaurants and parks. Many retirees live in Ormond Beach and residents tend to lean conservative. Not just Ormond Beach, we are serving all of First Time Home Buyer Florida market.

Things To Do In and Around Ormond Beach Florida

Tomoka State Park (Riverfront site for camping & boating)
Bulow Creek State Park (Ancient trees, submerged land & more)
Tomoka State Park Campground (Cozy camping facility with a store)
Ormond Memorial Art Museum and Gardens (Local art & picturesque botanical garden)
The Casements (Culture center named for its windows)
Romano Beachfront Park (Snug park with beach access & playground)